ZIP 97865 Foreclosure, Tax-Lien & Distress Report
Grant County, Oregon · High Vacancy market
Grant County, Oregon's ZIP 97865 registers 14/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: institutional ownership (52/100), structural risk (29/100), mortgage stress (21/100). structural risk (29/100) and mortgage stress (21/100) stay muted. Structurally it carries 29/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (97/100).
The recovery-phase market in 97865 posted values that rose 2.5% over the year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 6.9% — low. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 484 housing units. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. About 968 people live here, median age 59. Around 58% of renters are cost-burdened. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. At $57,103, median income runs below typical U.S. levels. A median home runs $185,600 here, or 3.4 times local income.
Net-net, 97865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 97865 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 97865 stays directly comparable to neighboring ZIPs and the rest of Grant County, Oregon. The score is rebuilt from public data as it updates, so 97865 reflects the current record instead of a stale or modeled snapshot.
Each component behind 97865 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 97865 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 97865 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 97865 Stress Report snapshot
A live read on 97865: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Grant County
Nearest ZIP codes to 97865
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97865
Additional distress intelligence spanning Grant County, Oregon by ZIP, county and state.
See every distressed parcel in 97865
Open 97865 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology