ZIP 97865 Property Distress & Foreclosure Data

Composite property distress in 97865 (Grant County, Oregon) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (83/100), institutional ownership (50/100), structural risk (48/100). mortgage stress (21/100) stay muted. On the structural side it scores 48/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (92/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. About 30% have a four-year degree. The ZIP holds roughly 484 housing units. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 97865 scores 30/100. 968 residents call 97865 home, typically aged 59. Around 58% of renters are cost-burdened. The vacancy rate is 17.7% — elevated. Households earn a median $57,103 — below the roughly $78,000 national figure. A median home runs $185,600 here, or 3.4 times local income.

Taken together, 97865 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.