ZIP 97845 Property Distress & Foreclosure Data

In Grant County, Oregon, ZIP 97845 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100). The latent-versus-live split is 48/100 structural and 6/100 already moving. Its standout signals are construction/permit lag (83/100), institutional ownership (50/100), structural risk (48/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 3.3% year on year, and 2% lower over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $69,899, median income runs near typical U.S. levels. The vacancy rate is 9.0%. The typical home is worth about $248,700 (3.9× income, relatively affordable). 72% of housing is owner-occupied. Around 30% of renters are cost-burdened. The ZIP holds roughly 1,175 housing units. The poverty rate is 19.7% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 33/100. Around 16% of adults hold a bachelor's degree or higher. About 2,326 people live here, median age 53.

Net-net, 97845 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.