ZIP 97845 Foreclosure, Tax-Lien & Distress Report
Grant County, Oregon · Distress market
In Grant County, Oregon, ZIP 97845 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. Environmental exposure also runs high (FEMA disaster exposure (97/100)). Latent structural risk is 29/100 while live distress already moving reads 6/100. The pressure is most legible in institutional ownership (52/100), structural risk (29/100), mortgage stress (21/100). By contrast, structural risk (29/100) and mortgage stress (21/100) register low.
The market reads recovery — home values rose 2.5% year on year, and 2% lower over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $69,899, median income runs near typical U.S. levels. Vacancy runs 9.0%. A median home runs $248,700 here, or 3.9 times local income. Owners hold 72% of homes, renters 28%. Rent burden reaches 30% of tenant households. The ZIP holds roughly 1,175 housing units. The poverty rate is 19.7% — high, a tax-stress and distress correlate. On demographic stress specifically, 97845 scores 33/100. Educational attainment sits at 16% bachelor's-or-above. About 2,326 people live here, median age 53.
On balance 97845 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 97845 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 97845 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. 97845 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 14/100 for 97845 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 97845 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 97845
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 97845 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 97845, the same set carried on every parcel.
Nearby ZIPs in Grant County
Nearest ZIP codes to 97845
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Grant County, Oregon — ZIP, county and statewide.
Get the full acquisition report for 97845
Open 97845 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology