ZIP 97856 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97856 (Grant County, Oregon) at a minimal 14/100 for overall property distress. Its heaviest discrete signals: institutional ownership (51/100), structural risk (28/100), mortgage stress (21/100). By contrast, structural risk (28/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100). Structural exposure scores 28 and live distress 6 on the 0–100 scale.

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 29.0% — elevated. The poverty rate is 31.9% — high, a tax-stress and distress correlate. Home values center near $225,000, an affordability ratio of 6.8×. Rent burden reaches 11% of tenant households. 77% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. At $37,438, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 42/100. 455 residents call 97856 home, typically aged 46. The ZIP holds roughly 290 housing units.

Net-net, 97856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97856 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 97856 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 97856 stays directly comparable to neighboring ZIPs and the rest of Grant County, Oregon. Sparse data for 97856 shows as blanks, never estimates, and the score updates on every fresh public filing.

97856's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97856 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.