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ZIP 97856 Foreclosure, Tax-Lien & Distress Report

Grant County, Oregon · High Vacancy market

DLRadar grades ZIP 97856 (Grant County, Oregon) at a minimal 14/100 for overall property distress. Its heaviest discrete signals: institutional ownership (52/100), structural risk (29/100), mortgage stress (21/100). By contrast, structural risk (29/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). Structural exposure scores 29 and live distress 6 on the 0–100 scale.

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 29.0% — elevated. The poverty rate is 31.9% — high, a tax-stress and distress correlate. Home values center near $225,000, an affordability ratio of 6.8×. Rent burden reaches 11% of tenant households. 77% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. At $37,438, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 42/100. 455 residents call 97856 home, typically aged 46. The ZIP holds roughly 290 housing units.

Net-net, 97856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97856 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 97856 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 97856 stays directly comparable to neighboring ZIPs and the rest of Grant County, Oregon. Sparse data for 97856 shows as blanks, never estimates, and the score updates on every fresh public filing.

97856's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97856 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
29/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 97856

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk28
9 further distress layers are graded for 97856

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 97856 by the numbers

97856 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Adjacent Grant County ZIP reports

Nearest ZIP codes to 97856

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Oregon distress

Keep going: ZIP, county and state distress coverage for Grant County, Oregon.

Unlock parcel-level detail for ZIP 97856

Every distressed parcel in 97856 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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