Harney County, OR: Foreclosures, Tax Liens & Distressed Properties

Harney County, OR, Oregon: 10 ZIP codes scored, Harney County, OR averaging 19/100 (low, Harney, OR), from 18 to 22. Harney County, OR is in its recovery phase (Harney, OR confidence 29/100): Harney, OR home prices up 2.5% (Harney, OR) over twelve months. Harney County, OR lender headwind: 36/100.

Highest-scoring Harney County, OR ZIPs: 97754 (22/100), 97710 (19/100), 97720 (19/100), 97721 (19/100), 97722 (19/100), 97732 (19/100). Also scored in Harney County, OR: 97736, 97738, 97904, 97758.

Across Harney County, OR's scored ZIPs: median home value $370,917, household income $70,856, 32.3% vacancy, 16.6% poverty, 65% owner-occupied, median age 47.9.

Harney County, OR insurance distress 61/100 (#865 in the US); FEMA hazard 52/100 for Harney, OR; 2 federal disaster declarations in Harney County, OR since 2023; 2 Harney, OR NFIP flood claims, $107K paid; Harney, OR construction distress 51/100.

2 banks with 2 branches lend in Harney County, OR; Harney, OR weighted bank stress 58/100, highest 67/100 in Harney, OR.

Harney County, OR unemployment 4.3% (Harney, OR -1.6 pts, six months); 15 new housing units permitted in Harney County, OR over twelve months, Harney, OR up 0% from 15; Harney, OR home prices +11.5% a year (Harney, OR) over three years.

3,732 housing units in Harney County, OR; 1,031 Harney, OR renter households; 31% of Harney, OR renters spend 30%+ of income on rent, 13% (Harney, OR) half or more.

Harney County, OR ranks #767 nationally on the opportunity index (Harney, OR, among all ranked counties); Harney, OR scores 32.1/100 and Harney, OR sits #5 inside Oregon. Harney, OR is in the watchlist opportunity phase; Harney, OR's primary driver is vacancy, Harney, OR second driver construction; Harney, OR moved up 476 places. 8 short-sale listings across Harney, OR; 49 days on market observed in Harney, OR; 13.3% vacancy over 10 Harney, OR ZIPs.

No CFPB county sample covers Harney County, OR. The state reading for Harney, OR: 0.6% ninety-plus days late; Harney, OR's thirty-to-eighty-nine share is 1.2% (Harney, OR, December 2025 data).

Harney County, OR has 1 watched bank; 1 Harney, OR bank sits in an elevated band. Harney, OR footprints: Bank Of Eastern Oregon (1 branch, stress 48) in Harney, OR.

HUD lists 1 assisted multifamily property in Harney County, OR with 22 units; 22 Harney, OR units are assisted.

603 of the 3,732 housing units in Harney, OR sit vacant. Harney County, OR permitted 3 multifamily units in twelve months; Harney, OR's one-to-four unit structures added 12 units in Harney County, OR.