ZIP 97904 Property Distress & Foreclosure Data

DLRadar grades ZIP 97904 (Harney County, Oregon) at a low 19/100 for overall property distress. Property-level stress concentrates in institutional ownership (49/100), structural risk (45/100), construction/permit lag (44/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). The latent-versus-live split is 45/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 57% of renters are cost-burdened. About 10% have a four-year degree. The vacancy rate is 29.1% — elevated. 187 residents call 97904 home, typically aged 51. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 97904 scores 52/100. Households earn a median $51,755 — below the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. A median home runs $567,300 here, or 11.5 times local income. The ZIP holds roughly 121 housing units.

Taken together, 97904 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.