ZIP 97738 Property Distress & Foreclosure Data

DLRadar grades ZIP 97738 (Harney County, Oregon) at a low 19/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (76/100)). Property-level stress concentrates in institutional ownership (49/100), structural risk (45/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 45/100 against active distress of 6/100.

The peak-phase market in 97738 posted values that rose 3.3% over the year, and 20% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,187 with a median age of 39. Vacancy runs 3.8%. Rent burden reaches 59% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $294,200, an affordability ratio of 2.8× — accessible. Median household income is $70,250, near the U.S. median near $78,000. There are about 890 housing units across 97738. Educational attainment sits at 23% bachelor's-or-above. Owners hold 77% of homes, renters 23%. 10.6% of residents fall below the poverty threshold.

On balance 97738 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.