ZIP 97732 Foreclosure, Tax-Lien & Distress Report

In Harney County, Oregon, ZIP 97732 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 46/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). Leading the profile are construction/permit lag (50/100), institutional ownership (49/100), structural risk (46/100).

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 8% have a four-year degree. About 186 people live here, median age 30. Median household income is $2,499, below the U.S. median near $78,000. Vacancy runs 28.2%, above the national norm and a classic distress-and-opportunity signal. There are about 92 housing units across 97732. DLRadar's demographic-stress index for the area reads 63/100. Owners hold 54% of homes, renters 46%. 43.5% of residents fall below the poverty threshold. Around 50% of renters are cost-burdened.

On the whole, 97732 leans distressed, with opportunity clustered in specific stressed parcels. 97732 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 97732's 20/100 can be lined up against any neighbor in Harney County, Oregon or any ZIP coast to coast. Sparse data for 97732 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97732 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 97732 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.