ZIP 97720 Foreclosure, Tax-Lien & Distress Report

Harney County, Oregon's ZIP 97720 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (48/100), institutional ownership (45/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). Latent structural risk is 48/100 while live distress already moving reads 6/100.

The market reads recovery — home values rose 2.5% year on year, and 14% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 14.0% — elevated. Roughly 13.0% live below the poverty line. Around 22% of renters are cost-burdened. 4,456 residents call 97720 home, typically aged 49. The demographic-stress sub-score lands at 32/100. About 12% have a four-year degree. At $43,778, median income runs below typical U.S. levels. Owners hold 62% of homes, renters 38%. A median home runs $191,700 here, or 3.9 times local income. There are about 2,302 housing units across 97720.

Taken together, 97720 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 97720 at the moment; the composite and its components are still built from verifiable public records.

Whether 97720 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97720 can be compared directly against any other ZIP in Harney County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97720 shows blanks, not estimates, wherever the record is sparse.

Behind 97720's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97720 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.