ZIP 97720 Property Distress & Foreclosure Data

Composite property distress in 97720 (Harney County, Oregon) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (49/100), structural risk (45/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)). The latent-versus-live split is 45/100 structural and 6/100 already moving.

The peak-phase market in 97720 posted values that rose 3.3% over the year, and 14% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 14.0% — elevated. 13.0% of residents fall below the poverty threshold. Around 22% of renters are cost-burdened. Population is roughly 4,456 with a median age of 49. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 12% bachelor's-or-above. Median household income is $43,778, below the U.S. median near $78,000. Owners hold 62% of homes, renters 38%. Home values center near $191,700, an affordability ratio of 3.9× — accessible. The ZIP holds roughly 2,302 housing units.

On the whole, 97720 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.