ZIP 97721 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97721 (Harney County, Oregon) returns a low composite of 21/100. Latent structural risk is 48/100 while live distress already moving reads 6/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (48/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $600,000 here. Roughly 8.0% live below the poverty line. The ZIP holds roughly 104 housing units. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 74% owner-occupied to 26% rented. The demographic-stress sub-score lands at 24/100. Rent burden reaches 8% of tenant households. Households earn a median $65,417 — below the roughly $78,000 national figure. About 262 people live here, median age 60. Around 33% of adults hold a bachelor's degree or higher.

Net-net, 97721 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97721 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97721 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 97721 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 97721 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 97721 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.