Texas Foreclosures, Tax Liens & Distressed Properties

Texas sits in DLRadar's nationwide distress index, scored entirely from deterministic public records. The phase distribution across counties: 198 peak, 18 contraction, 17 neutral, 17 recovery. The dominant market phase statewide is peak (avg HPI +1.7% YoY). The state covers 254 scored counties and 1,989 ZIP codes, averaging 26/100 composite distress.

The most stressed counties include Borden County, Dickens County, Kenedy County, King County, Loving County — each with a full county distress report.

Top ZIP-level distress statewide: 78040 (46/100), 78041 (46/100), 78043 (46/100), 78044 (46/100), 78045 (46/100).

County by county, here is how market phase and distress break down across Texas.

Anderson County: peak, prices up 0.9%. Andrews County reads peak — homes +0.9% YoY. DLRadar reads Angelina County as peak — appreciation near 0.9%, bank stress 43/100. Aransas County: peak, values about even, 4.1% off peak. Archer County: peak, appreciation near 0.8%, down 2.5% from its high, bank stress 79/100. Armstrong County reads peak — up 2.7% on the year. Atascosa County — contraction, down 1.2% on the year, 2.0% below peak, bank stress 60/100.

Austin County reads recovery — prices up 2.7%. DLRadar reads Bailey County as peak — up 2.0% on the year. Bandera County is contraction (homes -1.2% YoY, 2.0% off peak, lender pressure 52/100). In Bastrop County, contraction: prices down 0.5%, 2.0% off peak, a 29/100 lender reading. Baylor County reads peak — homes +2.0% YoY, a 17/100 lender reading. In Bee County, peak: up 0.9% on the year, a 57/100 lender reading. Bell County reads recovery — values rising 1.1%, 1.1% off peak, a 61/100 lender reading.

DLRadar reads Bexar County as contraction — homes -1.2% YoY, 2.0% off peak, headwind 49/100. Blanco County is in its peak phase, up 2.0% on the year, bank stress 67/100. In Borden County, peak: appreciation near 2.0%, headwind 100/100. Bosque County — neutral, prices up 1.2%, 2.8% below peak, bank stress 16/100. Bowie County — neutral, prices up 3.8%, 2.4% off peak. Brazoria County sits in recovery, values rising 2.7%, a 47/100 lender reading. Brazos County reads contraction — values off 3.0%, 3.0% below peak.

Brewster County — peak, appreciation near 2.0%, bank stress 52/100. Briscoe County — peak, values rising 2.0%. Brooks County is in its peak phase, appreciation near 0.9%, bank stress 62/100. Brown County is in its peak phase, up 0.9% on the year. In Burleson County, contraction: a 3.0% slide, 3.0% below peak. Burnet County — peak, appreciation near 2.0%, bank stress 30/100. Caldwell County is contraction (values off 0.5%, down 2.0% from its high, bank stress 15/100).

In Calhoun County, peak: appreciation near 0.9%, a 31/100 lender reading. Callahan County is in its expansion phase, up 8.9% on the year, lender pressure 21/100. Cameron County sits in neutral, values rising 4.3%, lender pressure 36/100. Camp County is peak (up 0.9% on the year, a 26/100 lender reading). Carson County is in its peak phase, values rising 2.7%. Cass County is peak (values rising 2.0%). Castro County: peak, values rising 2.0%.

Chambers County — recovery, up 2.7% on the year, a 49/100 lender reading. Cherokee County reads peak — appreciation near 0.9%. Childress County sits in peak, homes +2.0% YoY, bank stress 31/100. Clay County is in its peak phase, homes +0.8% YoY, 2.5% off peak. Cochran County reads neutral — values rising 2.5%, bank stress 37/100. Coke County: peak, up 2.0% on the year, headwind 66/100. Coleman County is in its peak phase, appreciation near 2.0%.

Collin County — peak, up 0.9% on the year, headwind 44/100. Collingsworth County is peak (prices up 2.0%, bank stress 96/100). In Colorado County, peak: appreciation near 2.0%. Comal County is in its contraction phase, a 1.2% slide, 2.0% off peak, lender pressure 43/100. Comanche County is in its peak phase, up 2.0% on the year. In Concho County, peak: up 2.0% on the year. Cooke County is peak (appreciation near 0.9%, headwind 39/100).

In Coryell County, recovery: appreciation near 1.1%, down 1.1% from its high, headwind 59/100.

The Texas scoring is fully auditable — foreclosure, mortgage, tax-delinquency, lien, bank-exposure and climate signals drawn from public records and aggregated to the county. With the state leaning peak, the opportunity sits in the outliers: the counties and ZIPs that break from the Texas norm.

Pick a Texas county to go deeper, or head directly to a ZIP score. Unlock Texas to see every distressed parcel's owner, mailing address, APN, a distress score, lender exposure and exit-velocity read.

No matter where Texas sits nationally, every county and ZIP is scored the same deterministic way — court and recorder filings, FHFA price data and FDIC lender stress — so Texas stays directly comparable to any other state you track. Nothing is interpolated: where a Texas source is thin, DLRadar leaves it blank rather than guessing, so the read reflects the documents, not an estimate.

Drilling into Texas, the markets DLRadar flags first are Borden County, Dickens County, Kenedy County, King County, Loving County , and at ZIP level 78040 (46/100), 78041 (46/100), 78043 (46/100), 78044 (46/100), 78045 (46/100) score highest.

Under every Texas score sit several layers — blending foreclosure filings, mortgage stress, tax delinquency, liens and local lender headwind into one 0–100 reading per market.

For a buyer, the workflow in Texas is the same regardless of the state's size: open the top-ranked county, follow it down to the hottest ZIPs, and finish at the specific parcels driving the distress — and DLRadar carries the Texas deal from that signal through capital and closing.

Because the model is deterministic, any Texas reading can be reconciled against its source documents — court filings, county tax and lien records, FHFA and FDIC data — which is what makes the Texas data defensible to cite.