Hamilton County, TX: Foreclosures, Tax Liens & Distressed Properties

Hamilton County, TX, Texas: 10 ZIP codes scored, Hamilton County, TX averaging 15/100 (low, Hamilton, TX), from 8 to 25. Hamilton County, TX is in its peak phase (Hamilton, TX confidence 22/100): Hamilton, TX home prices up 2.0% (Hamilton, TX) over twelve months. Hamilton County, TX lender headwind: 64/100.

Highest-scoring Hamilton County, TX ZIPs: 76566 (25/100), 76525 (21/100), 76457 (20/100), 76538 (20/100), 76637 (18/100), 76436 (10/100). Also scored in Hamilton County, TX: 76531, 76565, 76844, 76442.

Across Hamilton County, TX's scored ZIPs: median home value $202,463, household income $63,101, 26.8% vacancy, 13.2% poverty, 83% owner-occupied, median age 45.0.

Hamilton County, TX insurance distress 35/100 (#1,491 in the US); FEMA hazard 68/100 for Hamilton, TX; 4 federal disaster declarations in Hamilton County, TX since 2023 (4 flood); Hamilton, TX construction distress 34/100.

4 banks with 5 branches lend in Hamilton County, TX; Hamilton, TX weighted bank stress 73/100, highest 80/100 in Hamilton, TX.

Hamilton County, TX unemployment 4.8% (Hamilton, TX +0.2 pts, six months); 25 new housing units permitted in Hamilton County, TX over twelve months, Hamilton, TX up 56% from 16; Hamilton, TX home prices +13.9% a year (Hamilton, TX) over three years.

4,372 housing units in Hamilton County, TX; 707 Hamilton, TX renter households; 38% of Hamilton, TX renters spend 30%+ of income on rent, 11% (Hamilton, TX) half or more.

Hamilton County, TX ranks #490 nationally on the opportunity index (Hamilton, TX, among all ranked counties); Hamilton, TX scores 33.5/100 and Hamilton, TX sits #65 inside Texas. Hamilton, TX is in the peak_opportunity opportunity phase; Hamilton, TX's primary driver is vacancy, Hamilton, TX second driver bank institutional. 1 short-sale listings across Hamilton, TX; 52 days on market observed in Hamilton, TX; 24.7% vacancy over 10 Hamilton, TX ZIPs.

No CFPB county sample covers Hamilton County, TX. The non-metro area reading for Hamilton, TX: 1.4% ninety-plus days late; Hamilton, TX's thirty-to-eighty-nine share is 3.5% (Hamilton, TX, December 2025 data); Texas overall 1.2%.

Hamilton County, TX has 3 watched banks; 3 Hamilton, TX banks sit in an elevated band. Hamilton, TX footprints: Mcbank (2 branches, stress 72) in Hamilton, TX; Extraco Banks National Assn (1 branch, stress 80) in Hamilton, TX; Sunflower Bank National Assn (1 branch, stress 76) in Hamilton, TX.

1,252 of the 4,372 housing units in Hamilton, TX sit vacant. Hamilton County, TX permitted 5 multifamily units in twelve months; Hamilton, TX's one-to-four unit structures added 20 units in Hamilton County, TX.