ZIP 76637 Foreclosure, Tax-Lien & Distress Report
Bosque County, Texas · High Vacancy market
ZIP code 76637 in Bosque County, Texas carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are institutional ownership (49/100), structural risk (40/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (21/100) register low. The latent-versus-live split is 40/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100).
Prices here sit in a peak phase: values rose 1.6% over the trailing year, 1.6% off the recent peak (phase confidence 13/100). Topping markets hide individual distress behind strong averages.
Home values center near $223,800, an affordability ratio of 3.3× — accessible. The poverty rate is 8.1%. Median household income is $75,909, near the U.S. median near $78,000. The ZIP holds roughly 235 housing units. The vacancy rate is 19.4% — elevated. About 24% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. DLRadar's demographic-stress index for the area reads 27/100. Around 18% of renters are cost-burdened. 463 residents call 76637 home, typically aged 46.
On the whole, 76637 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 76637's 18/100 can be lined up against any neighbor in Bosque County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 76637 reflects the current record instead of a stale or modeled snapshot.
Each component behind 76637 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 76637 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 76637
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 76637 by the numbers
Current distress, phase, housing and lender-pressure figures for 76637, drawn from the same report attached to each property.
Other Bosque County ZIP codes
Nearest ZIP codes to 76637
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 76637
Related ZIP, county and statewide reads linked to Bosque County, Texas.
Get the full acquisition report for 76637
Get every distressed property in 76637 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology