ZIP 76634 Foreclosure, Tax-Lien & Distress Report

ZIP code 76634 in Bosque County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 55/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100). The pressure is most legible in construction/permit lag (63/100), structural risk (55/100), institutional ownership (50/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a neutral phase: values rose 1.2% over the trailing year, 2.7% off the recent peak, and 8% higher over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 7,483 people live here, median age 50. 9.2% of residents fall below the poverty threshold. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. 75% of housing is owner-occupied. Rent burden reaches 25% of tenant households. Educational attainment sits at 29% bachelor's-or-above. There are about 3,702 housing units across 76634. On demographic stress specifically, 76634 scores 25/100. A median home runs $211,500 here, or 2.6 times local income. At $72,654, median income runs near typical U.S. levels.

On the whole, 76634 leans distressed, with opportunity clustered in specific stressed parcels. While 76634 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 76634 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76634 can be compared directly against any other ZIP in Bosque County, Texas or nationwide. Sparse data for 76634 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 76634 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 76634 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.