ZIP 76692 Property Distress & Foreclosure Data

Composite property distress in 76692 (Hill County, Texas) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 69 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (69/100), institutional ownership (49/100). By contrast, mortgage stress (20/100) register low.

The market reads neutral — home values rose 4.3% year on year, and 12% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 5,275 housing units across 76692. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 41% of tenant households. Home values center near $169,100, an affordability ratio of 2.9× — accessible. Educational attainment sits at 21% bachelor's-or-above. Owners hold 78% of homes, renters 22%. Median household income is $55,455, below the U.S. median near $78,000. About 9,662 people live here, median age 51. 14.1% of residents fall below the poverty threshold.

Net-net, 76692 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.