ZIP 76692 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76692 (Hill County, Texas) returns a low composite of 27/100. The latent-versus-live split is 61/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (70/100)). What sets it apart are the readings on structural risk (61/100), construction/permit lag (58/100), institutional ownership (45/100). mortgage stress (20/100) stay muted.

The peak-phase market in 76692 posted values that rose 2.0% over the year, and 12% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 5,275 housing units. The vacancy rate is 23.7% — elevated. The demographic-stress sub-score lands at 31/100. Rent burden reaches 41% of tenant households. Home values center near $169,100, an affordability ratio of 2.9× — accessible. About 21% have a four-year degree. 78% of housing is owner-occupied. Median household income is $55,455, below the U.S. median near $78,000. Population is roughly 9,662 with a median age of 51. 14.1% of residents fall below the poverty threshold.

On the whole, 76692 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 76692 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 76692 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76692 can be compared directly against any other ZIP in Hill County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 76692 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 76692 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 76692 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.