Hill County, TX: Foreclosures, Tax Liens & Distressed Properties

Hill County, TX, Texas: 19 ZIP codes scored, Hill County, TX averaging 27/100 (low, Hill, TX), from 24 to 31. Hill County, TX is in its peak phase (Hill, TX confidence 22/100): Hill, TX home prices up 2.0% (Hill, TX) over twelve months. Hill County, TX lender headwind: 5/100.

Highest-scoring Hill County, TX ZIPs: 76670 (31/100), 76055 (27/100), 76621 (27/100), 76622 (27/100), 76627 (27/100), 76628 (27/100). Also scored in Hill County, TX: 76631, 76636, 76645, 76648, 76650, 76660, 76666, 76676, 76692, 76050.

Across Hill County, TX's scored ZIPs: median home value $170,100, household income $67,068, 15.4% vacancy, 11.1% poverty, 81% owner-occupied, median age 39.0.

Hill County, TX insurance distress 62/100 (#841 in the US); FEMA hazard 52/100 for Hill, TX; 2 federal disaster declarations in Hill County, TX since 2023 (2 flood); 2 Hill, TX NFIP flood claims, $156K paid; Hill, TX construction distress 58/100.

7 banks with 10 branches lend in Hill County, TX; Hill, TX weighted bank stress 68/100, highest 85/100 in Hill, TX.

Hill County, TX unemployment 4.3% (Hill, TX +0.1 pts, six months); 47 new housing units permitted in Hill County, TX over twelve months, Hill, TX down 8% from 51; Hill, TX home prices +12.0% a year (Hill, TX) over three years.

16,434 housing units in Hill County, TX; 3,176 Hill, TX renter households; 42% of Hill, TX renters spend 30%+ of income on rent, 15% (Hill, TX) half or more.

Hill County, TX ranks #2,030 nationally on the opportunity index (Hill, TX, among all ranked counties); Hill, TX scores 27.6/100 and Hill, TX sits #180 inside Texas. Hill, TX is in the weak opportunity phase; Hill, TX's primary driver is vacancy, Hill, TX second driver bank institutional; Hill, TX moved down 1,164 places. 46 days on market observed in Hill, TX; 16.2% vacancy over 19 Hill, TX ZIPs.

No CFPB county sample covers Hill County, TX. The non-metro area reading for Hill, TX: 1.4% ninety-plus days late; Hill, TX's thirty-to-eighty-nine share is 3.5% (Hill, TX, December 2025 data); Texas overall 1.2%.

Hill County, TX has 5 watched banks; 5 Hill, TX banks sit in an elevated band. Hill, TX footprints: Citizens Nb Of Hillsboro (2 branches, stress 77) in Hill, TX; Cornerstone Capital Bank Ssb (1 branch, stress 85) in Hill, TX; First National Bank Texas (1 branch, stress 77) in Hill, TX.

HUD lists 2 assisted multifamily properties in Hill County, TX with 126 units.

2,667 of the 16,434 housing units in Hill, TX sit vacant. Hill County, TX permitted 0 multifamily units in twelve months; Hill, TX's one-to-four unit structures added 47 units in Hill County, TX.