ZIP 76631 Property Distress & Foreclosure Data

In Hill County, Texas, ZIP 76631 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (69/100), institutional ownership (49/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100), climate & FEMA risk (70/100). On the structural side it scores 69/100, with 6/100 of stress already active.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 162 housing units. Around 37% of renters are cost-burdened. At $64,167, median income runs below typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. 68% of housing is owner-occupied. The vacancy rate is 21.8% — elevated. 471 residents call 76631 home, typically aged 38. The demographic-stress sub-score lands at 28/100. The poverty rate is 11.7%. The typical home is worth about $114,200 (1.8× income, relatively affordable).

Taken together, 76631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.