New: government and GSE auctions, free and live on the home page → no account, no card

LiveSeven days of real distress intelligence, on us

Try the plan that matches how you work: research, leads, or the full execution engine.

ZIP 76631 Foreclosure, Tax-Lien & Distress Report

Hill County, Texas · High Vacancy market

Scored on a fixed 0-100 scale, 76631 (Hill County, Texas) returns a low composite of 27/100. What sets it apart are the readings on structural risk (61/100), construction/permit lag (58/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (70/100)). Latent structural risk is 61/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 162 housing units. Rent burden reaches 37% of tenant households. Households earn a median $64,167 — below the roughly $78,000 national figure. Educational attainment sits at 22% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. 471 residents call 76631 home, typically aged 38. The demographic-stress sub-score lands at 28/100. 11.7% of residents fall below the poverty threshold. A median home runs $114,200 here, or 1.8 times local income.

Net-net, 76631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 76631 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 76631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 76631 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

76631's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 76631 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

27/100
Composite stress
61/100
Structural risk
6/100
Distress activity

ZIP 76631 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 76631 by the numbers

The live 76631 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 76631 stress data…

Other Hill County ZIP codes

Nearest ZIP codes to 76631

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Hill County, Texas by ZIP, county and state.

Open the complete 76631 acquisition file

See who owns each distressed property in 76631, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

LiveFree 7-day trial: scores, signals, auctions, lenders

Free to watch, free to browse for 7 days, paid to work: the live board shows the movers, the trial shows the plan, the subscription lets you act.

Free for 7 days · exports, unlocks and downloads open with a subscription · cancel any time