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ZIP 76621 Foreclosure, Tax-Lien & Distress Report

Hill County, Texas · High Vacancy market

DLRadar grades ZIP 76621 (Hill County, Texas) at a low 28/100 for overall property distress. Structurally it carries 63/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in structural risk (63/100), construction/permit lag (62/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (71/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,033 with a median age of 36. The typical home is worth about $241,300 (2.4× income, relatively affordable). Median household income is $96,413, above the U.S. median near $78,000. There are about 474 housing units across 76621. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. Around 32% of adults hold a bachelor's degree or higher. Owners hold 94% of homes, renters 6%. DLRadar's demographic-stress index for the area reads 17/100.

Net-net, 76621 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 76621 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 76621 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Hill County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 76621 shows blanks, not estimates, wherever the record is sparse.

76621's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 76621 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
63/100
Structural risk
6/100
Distress activity

What is driving ZIP 76621’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk71
9 further distress layers are graded for 76621

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 76621 by the numbers

The live 76621 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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