ZIP 76654 Foreclosure, Tax-Lien & Distress Report
Mclennan County, Texas · Affordable market
ZIP code 76654 in Mclennan County, Texas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 60/100 while live distress already moving reads 3/100. Its heaviest discrete signals: structural risk (60/100), construction/permit lag (58/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100), climate & FEMA risk (90/100).
The market reads neutral — home values rose 1.2% year on year, 2.8% off the recent peak, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 97 housing units. Vacancy runs 8.5%. Home values center near $161,200, an affordability ratio of 2.2× — accessible. The tenure split is 81% owner-occupied to 19% rented. DLRadar's demographic-stress index for the area reads 19/100. Rent burden reaches 0% of tenant households. Households earn a median $72,917 — near the roughly $78,000 national figure. Around 33% of adults hold a bachelor's degree or higher. 168 residents call 76654 home, typically aged 28. 14.9% of residents fall below the poverty threshold.
Overall, 76654 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 76654's 26/100 can be lined up against any neighbor in Mclennan County, Texas or any ZIP coast to coast. 76654 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
76654's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 76654 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 76654
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 76654 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Mclennan County ZIP reports
Nearest ZIP codes to 76654
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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See every distressed parcel in 76654
Every distressed parcel in 76654 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology