Mclennan County, TX: Foreclosures, Tax Liens & Distressed Properties

Mclennan County, TX, Texas: 29 ZIP codes scored, Mclennan County, TX averaging 26/100 (low, Mclennan, TX), from 23 to 29. Mclennan County, TX is in its neutral phase (Mclennan, TX confidence 13/100): Mclennan, TX home prices up 1.2% (Mclennan, TX) over twelve months, 2.8% under their peak. Mclennan County, TX lender headwind: 46/100.

Highest-scoring Mclennan County, TX ZIPs: 76557 (29/100), 76561 (29/100), 76621 (27/100), 76622 (27/100), 76624 (26/100), 76630 (26/100). Also scored in Mclennan County, TX: 76633, 76638, 76640, 76643, 76654, 76657, 76673, 76689, 76691, 76701.

Across Mclennan County, TX's scored ZIPs: median home value $231,696, household income $66,690, 11.2% vacancy, 14.1% poverty, 72% owner-occupied, median age 36.7.

Mclennan County, TX insurance distress 31/100 (#1,573 in the US); FEMA hazard 0/100 for Mclennan, TX; 64 Mclennan, TX NFIP flood claims, $2.6M paid; Mclennan, TX construction distress 58/100.

23 banks with 63 branches lend in Mclennan County, TX; Mclennan, TX weighted bank stress 64/100, highest 93/100 in Mclennan, TX.

Mclennan County, TX unemployment 4.3% (Mclennan, TX +0.2 pts, six months); 1,472 new housing units permitted in Mclennan County, TX over twelve months, Mclennan, TX down 8% from 1,599; Mclennan, TX home prices +9.1% a year (Mclennan, TX) over three years.

108,454 housing units in Mclennan County, TX; 37,263 Mclennan, TX renter households; 51% of Mclennan, TX renters spend 30%+ of income on rent, 28% (Mclennan, TX) half or more.

Mclennan County, TX ranks #2,618 nationally on the opportunity index (Mclennan, TX, among all ranked counties); Mclennan, TX scores 25.3/100 and Mclennan, TX sits #228 inside Texas. Mclennan, TX is in the weak opportunity phase; Mclennan, TX's primary driver is bank institutional, Mclennan, TX second driver construction; Mclennan, TX moved down 524 places. 2 short-sale listings across Mclennan, TX; 57 days on market observed in Mclennan, TX; 10.2% vacancy over 29 Mclennan, TX ZIPs.

1.0% of Mclennan County, TX mortgages were ninety-plus days late in December 2025; Mclennan, TX's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Mclennan, TX's ninety-day rate is up 0.4 points on twelve months earlier; the Mclennan, TX peak since 2008 was 3.1% in January 2010; Texas overall reads 1.2%.

Mclennan County, TX has 16 watched banks; 16 Mclennan, TX banks sit in an elevated band. Mclennan, TX footprints: First Nb Of Mcgregor (6 branches, stress 74) in Mclennan, TX; First National Bank Texas (5 branches, stress 77) in Mclennan, TX; Community B&T Waco Texas (4 branches, stress 58) in Mclennan, TX.

HUD lists 4 assisted multifamily properties in Mclennan County, TX with 199 units; 130 Mclennan, TX units are assisted.

11,116 of the 108,454 housing units in Mclennan, TX sit vacant. Mclennan County, TX permitted 639 multifamily units in twelve months; Mclennan, TX's one-to-four unit structures added 833 units in Mclennan County, TX.