ZIP 76622 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76622 (Hill County, Texas) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (63/100), construction/permit lag (61/100), institutional ownership (45/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (71/100)). The latent-versus-live split is 63/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 25% of renters are cost-burdened. The vacancy rate is 15.6% — elevated. Median household income is $75,000, near the U.S. median near $78,000. About 11% have a four-year degree. 1,497 residents call 76622 home, typically aged 36. There are about 576 housing units across 76622. 7.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. Home values center near $195,700, an affordability ratio of 2.6× — accessible. Owners hold 79% of homes, renters 21%.

On the whole, 76622 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 76622 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 76622 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76622 can be compared directly against any other ZIP in Hill County, Texas or nationwide. Sparse data for 76622 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 76622's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 76622 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.