ZIP 76640 Property Distress & Foreclosure Data

In Mclennan County, Texas, ZIP 76640 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (9/100) stay muted. The latent-versus-live split is 47/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (90/100).

Prices here sit in a neutral phase: values rose 3.2% over the trailing year (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $61,458, median income runs below typical U.S. levels. Around 57% of renters are cost-burdened. The poverty rate is 18.5% — high, a tax-stress and distress correlate. Around 17% of adults hold a bachelor's degree or higher. The typical home is worth about $166,900 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 1,149 housing units. 2,958 residents call 76640 home, typically aged 36. 79% of housing is owner-occupied. The vacancy rate is 7.2%.

Overall, 76640 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.