ZIP 76643 Foreclosure, Tax-Lien & Distress Report

ZIP 76643's composite property-distress score is 27/100 - DLRadar classes that as low for Mclennan County, Texas. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on construction/permit lag (66/100), structural risk (61/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. Structurally it carries 61/100, against 3/100 of stress already in motion.

Prices here sit in a neutral phase: values rose 1.2% over the trailing year, 2.8% off the recent peak, and 3% higher over three years, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 67% owner-occupied to 33% rented. Households earn a median $83,798 — near the roughly $78,000 national figure. The typical home is worth about $273,300 (3.0× income, relatively affordable). The ZIP holds roughly 6,157 housing units. Population is roughly 16,244 with a median age of 37. The demographic-stress sub-score lands at 27/100. Vacancy runs 3.5%. Around 37% of adults hold a bachelor's degree or higher. 4.2% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened.

Overall, 76643 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 76643 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 76643 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 76643 reflects the current record instead of a stale or modeled snapshot.

76643's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 76643 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.