ZIP 76643 Property Distress & Foreclosure Data

Mclennan County, Texas's ZIP 76643 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in structural risk (47/100), institutional ownership (21/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (9/100) stay muted. Structural risk reads 47/100 against active distress of 3/100.

Prices here sit in a neutral phase: values rose 3.2% over the trailing year, and 3% higher over three years, at 26/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

67% of housing is owner-occupied. At $83,798, median income runs near typical U.S. levels. The typical home is worth about $273,300 (3.0× income, relatively affordable). There are about 6,157 housing units across 76643. 16,244 residents call 76643 home, typically aged 37. The demographic-stress sub-score lands at 27/100. Vacancy runs 3.5%. Around 37% of adults hold a bachelor's degree or higher. The poverty rate is 4.2% — low. Rent burden reaches 45% of tenant households.

On balance, 76643 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.