ZIP 76657 Property Distress & Foreclosure Data

Mclennan County, Texas's ZIP 76657 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (24/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and construction/permit lag (10/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). On the structural side it scores 47/100, with 3/100 of stress already active.

The neutral-phase market in 76657 posted values that rose 3.1% over the year, 1.0% off the recent peak, and 10% higher over three years (phase confidence 25/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 38% have a four-year degree. Around 31% of renters are cost-burdened. Households earn a median $100,160 — above the roughly $78,000 national figure. On demographic stress specifically, 76657 scores 28/100. Population is roughly 12,770 with a median age of 38. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 5,072 housing units. The vacancy rate is 11.0%. Roughly 7.9% live below the poverty line. A median home runs $373,300 here, or 3.7 times local income.

Broadly, 76657 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.