ZIP 76657 Foreclosure, Tax-Lien & Distress Report

Mclennan County, Texas's ZIP 76657 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (58/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), climate & FEMA risk (88/100). The latent-versus-live split is 60/100 structural and 3/100 already moving.

Prices here sit in a neutral phase: values rose 1.2% over the trailing year, 2.7% off the recent peak, and 10% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 38% have a four-year degree. Around 31% of renters are cost-burdened. Households earn a median $100,160 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 12,770 with a median age of 38. Owners hold 79% of homes, renters 21%. The ZIP holds roughly 5,072 housing units. Vacancy runs 11.0%. The poverty rate is 7.9%. Home values center near $373,300, an affordability ratio of 3.7× — accessible.

Net-net, 76657 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 76657 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76657 stays directly comparable to neighboring ZIPs and the rest of Mclennan County, Texas. Every figure is auditable to a public dataset and refreshed as records update; 76657 shows blanks, not estimates, wherever the record is sparse.

76657's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 76657 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.