ZIP 76630 Property Distress & Foreclosure Data

ZIP code 76630 in Mclennan County, Texas carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 46 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)). What sets it apart are the readings on structural risk (46/100), institutional ownership (24/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and construction/permit lag (9/100).

The neutral-phase market in 76630 posted values that rose 3.2% over the year, and 1% lower over three years, at 26/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $263,700 here, or 2.8 times local income. About 30% have a four-year degree. Population is roughly 1,688 with a median age of 50. The tenure split is 82% owner-occupied to 18% rented. Households earn a median $75,938 — near the roughly $78,000 national figure. On demographic stress specifically, 76630 scores 28/100. Vacancy runs 6.1%. There are about 737 housing units across 76630. Rent burden reaches 55% of tenant households. Roughly 9.9% live below the poverty line.

On balance 76630 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.