ZIP 76630 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 76630 (Mclennan County, Texas) lands at 26/100 — low on DLRadar's public-record scoring. Latent structural risk is 60/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). Leading the profile are construction/permit lag (66/100), structural risk (60/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (10/100) stay muted.

The neutral-phase market in 76630 posted values that rose 1.2% over the year, 2.8% off the recent peak, and 1% lower over three years, at 13/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $263,700, an affordability ratio of 2.8× — accessible. Around 30% of adults hold a bachelor's degree or higher. Population is roughly 1,688 with a median age of 50. Owners hold 82% of homes, renters 18%. At $75,938, median income runs near typical U.S. levels. On demographic stress specifically, 76630 scores 28/100. Vacancy runs 6.1%. The ZIP holds roughly 737 housing units. Rent burden reaches 55% of tenant households. 9.9% of residents fall below the poverty threshold.

Net-net, 76630 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 76630 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 76630's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 76630 shows as blanks, never estimates, and the score updates on every fresh public filing.

76630's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 76630 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.