Mclennan County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mclennan County, Texas? DLRadar grades every Mclennan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Mclennan County breakdown.
- Mclennan County's most distressed ZIP is 76557 at 30/100.
- 29 ZIP codes tracked in Mclennan County, averaging 27/100 distress.
- Mclennan County reads neutral — home values up 1.2% year over year, 2.8% off peak.
- Vacancy runs 11.2% across Mclennan County's tracked ZIPs, with a 14.1% poverty rate.
- The typical Mclennan County home is worth about $231,696 against a ~$66,690 median income.
- Lending headwind in Mclennan County sits at 46/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76557 | 30/100 |
| 2 | 76561 | 28/100 |
| 3 | 76621 | 28/100 |
| 4 | 76622 | 28/100 |
| 5 | 76638 | 27/100 |
| 6 | 76640 | 27/100 |
| 7 | 76643 | 27/100 |
| 8 | 76654 | 27/100 |
| 9 | 76657 | 27/100 |
| 10 | 76691 | 27/100 |
| 11 | 76701 | 27/100 |
| 12 | 76704 | 27/100 |
Most distressed ZIP codes in Mclennan County (composite distress 0-100, 2026)
What is driving Mclennan County distress
Mclennan County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Mclennan County market phase and pricing
The cycle in Mclennan County is neutral, with values up 1.2% year over year and 2.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mclennan County
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Frequently asked questions
Where is distress highest inside Mclennan County, TX?
ZIP 76557 leads Mclennan County at 30/100, recomputed monthly from public records.
Which phase does Mclennan County sit in right now?
Mclennan County is classified neutral with a 1.2% year-over-year increase, following the FHFA House Price Index.
Can the Mclennan County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 29 Mclennan County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mclennan County ZIP codes?
A single county score papers over real variation. Across the Mclennan County ZIPs DLRadar ranks, scores run from 30/100 in 76557 down to 27/100 in 76704, against a Mclennan County average of 27/100. Because the gap runs to 3 points, Mclennan County rewards ZIP-level precision.
What do Mclennan County home values and vacancy say about distressed supply?
The typical Mclennan County home carries about $231,696 of value against a median household income near $66,690. Vacancy across Mclennan County's tracked ZIPs runs 11.2% and the poverty rate is 14.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Mclennan County's foreclosure and lien filings and its 46/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.