ZIP 76557 Property Distress & Foreclosure Data

Composite property distress in 76557 (Bell County, Texas) lands at 29/100 — low on DLRadar's public-record scoring. Structural exposure scores 65 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (87/100). The sharpest non-environmental signals are structural risk (65/100), construction/permit lag (57/100), institutional ownership (41/100). By contrast, mortgage stress (16/100) register low.

The market reads recovery — home values rose 2.1% year on year, 1.1% off the recent peak, and 2% lower over three years, at 14/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,341 people live here, median age 44. Home values center near $232,400, an affordability ratio of 2.6× — accessible. There are about 2,096 housing units across 76557. Owners hold 78% of homes, renters 22%. Educational attainment sits at 26% bachelor's-or-above. Vacancy runs 11.0%. 10.8% of residents fall below the poverty threshold. Median household income is $75,958, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100. Rent burden reaches 11% of tenant households.

Net-net, 76557 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.