ZIP 76557 Foreclosure, Tax-Lien & Distress Report
Bell County, Texas · Distress market
DLRadar grades ZIP 76557 (Bell County, Texas) at a low 29/100 for overall property distress. Structural exposure scores 65 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (87/100). The sharpest non-environmental signals are structural risk (65/100), construction/permit lag (61/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100).
The market reads neutral — home values rose 1.1% year on year, 1.8% off the recent peak, and 2% lower over three years (phase confidence 9/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 5,341 with a median age of 44. Home values center near $232,400, an affordability ratio of 2.6× — accessible. There are about 2,096 housing units across 76557. 78% of housing is owner-occupied. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 11.0%. Roughly 10.8% live below the poverty line. Median household income is $75,958, near the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. Around 11% of renters are cost-burdened.
Overall, 76557 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 76557 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 76557 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 76557 shows blanks, not estimates, wherever the record is sparse.
The 29/100 figure for 76557 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 76557 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 76557’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 76557 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 76557, the same set carried on every parcel.
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Get the full acquisition report for 76557
See who owns each distressed property in 76557, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology