ZIP 76501 Property Distress & Foreclosure Data

DLRadar grades ZIP 76501 (Bell County, Texas) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The neutral-phase market in 76501 posted values that rose 1.3% over the year, 1.2% off the recent peak, and 4% higher over three years (phase confidence 9/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $50,764 — below the roughly $78,000 national figure. The ZIP holds roughly 7,492 housing units. Around 41% of renters are cost-burdened. The vacancy rate is 11.2% — elevated. A median home runs $172,500 here, or 3.0 times local income. About 20% have a four-year degree. On demographic stress specifically, 76501 scores 34/100. The tenure split is 65% owner-occupied to 35% rented. Roughly 25.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 17,223 with a median age of 35.

On the whole, 76501 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.