ZIP 76548 Property Distress & Foreclosure Data

Composite property distress in 76548 (Bell County, Texas) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural risk reads 74/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

The market reads neutral — home values rose 1.3% year on year, 1.2% off the recent peak, and 6% higher over three years, at 9/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 33,071 people live here, median age 35. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $287,800, an affordability ratio of 3.3× — accessible. There are about 13,036 housing units across 76548. Educational attainment sits at 32% bachelor's-or-above. Rent burden reaches 41% of tenant households. Vacancy runs 6.6%. 10.6% of residents fall below the poverty threshold. Owners hold 62% of homes, renters 38%. Median household income is $80,847, near the U.S. median near $78,000.

Net-net, 76548 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.