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ZIP 76502 Foreclosure, Tax-Lien & Distress Report

Bell County, Texas · Distress market

Scored purely from public records, 76502 (Bell County, Texas) returns a moderate composite of 32/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The sharpest non-environmental signals are structural risk (73/100), construction/permit lag (71/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. The split runs 73/100 structural to 6/100 active on the ground.

Prices here sit in a recovery phase: values rose 1.1% over the trailing year, 1.1% off the recent peak, and 2% higher over three years, at 11/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 51,175 with a median age of 35. The poverty rate is 11.3%. A median home runs $272,500 here, or 3.1 times local income. On demographic stress specifically, 76502 scores 29/100. Owners hold 65% of homes, renters 35%. Vacancy runs 6.4%. About 37% have a four-year degree. There are about 20,863 housing units across 76502. Households earn a median $80,504 — near the roughly $78,000 national figure. Rent burden reaches 41% of tenant households.

On balance 76502 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 76502 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76502 can be compared directly against any other ZIP in Bell County, Texas or nationwide. The score is rebuilt from public data as it updates, so 76502 reflects the current record instead of a stale or modeled snapshot.

The 32/100 for 76502 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 76502 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

32/100
Composite stress
73/100
Structural risk
6/100
Distress activity

ZIP 76502 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
Another 9 scored dimensions sit behind 76502

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 76502 by the numbers

The live 76502 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Bell County

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The complete 76502 distress and acquisition report

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