ZIP 76504 Property Distress & Foreclosure Data

ZIP code 76504 in Bell County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). What sets it apart are the readings on structural risk (74/100), construction/permit lag (71/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 74/100 against active distress of 6/100.

The neutral-phase market in 76504 posted values that rose 1.3% over the year, 1.2% off the recent peak, and 2% lower over three years, at 9/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $174,100 here, or 3.2 times local income. Households earn a median $50,420 — below the roughly $78,000 national figure. Population is roughly 24,856 with a median age of 33. Rent burden reaches 38% of tenant households. The tenure split is 33% owner-occupied to 67% rented. About 20% have a four-year degree. There are about 11,531 housing units across 76504. Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 8.0%. On demographic stress specifically, 76504 scores 35/100.

On balance 76504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.