ZIP 76504 Foreclosure, Tax-Lien & Distress Report

ZIP code 76504 in Bell County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The pressure is most legible in structural risk (70/100), construction/permit lag (62/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. The split runs 70/100 structural to 6/100 active on the ground.

The recovery-phase market in 76504 posted values that rose 1.1% over the year, 1.1% off the recent peak, and 2% lower over three years (phase confidence 11/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $174,100 (3.2× income, relatively affordable). Median household income is $50,420, below the U.S. median near $78,000. 24,856 residents call 76504 home, typically aged 33. Around 38% of renters are cost-burdened. The tenure split is 33% owner-occupied to 67% rented. About 20% have a four-year degree. The ZIP holds roughly 11,531 housing units. Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 8.0%. The demographic-stress sub-score lands at 35/100.

On balance 76504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 76504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 76504 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76504 can be compared directly against any other ZIP in Bell County, Texas or nationwide. Sparse data for 76504 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 76504 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 76504 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.