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ZIP 76534 Foreclosure, Tax-Lien & Distress Report

Bell County, Texas · Distress market

On DLRadar's 0-100 public-record scale, ZIP 76534 in Bell County, Texas comes in at 32, a moderate composite-distress reading. The pressure is most legible in construction/permit lag (71/100), structural risk (71/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Structurally it carries 71/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (79/100).

Prices here sit in a recovery phase: values rose 1.1% over the trailing year, 1.0% off the recent peak, and 3% higher over three years (phase confidence 10/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $81,000 — near the roughly $78,000 national figure. Around 42% of renters are cost-burdened. 9.5% of residents fall below the poverty threshold. Population is roughly 2,812 with a median age of 49. The vacancy rate is 10.3%. Around 24% of adults hold a bachelor's degree or higher. A median home runs $210,100 here, or 2.6 times local income. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 1,128 housing units. 79% of housing is owner-occupied.

Overall, 76534 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 76534's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 76534 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 for 76534 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 76534 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

32/100
Composite stress
71/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 76534

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 76534 by the numbers

The live 76534 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 76534 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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