ZIP 76534 Property Distress & Foreclosure Data

Composite property distress in 76534 (Bell County, Texas) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (71/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 72/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (60/100)).

The neutral-phase market in 76534 posted values that rose 1.5% over the year, 1.1% off the recent peak, and 3% higher over three years (phase confidence 10/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $81,000 — near the roughly $78,000 national figure. Around 42% of renters are cost-burdened. Roughly 9.5% live below the poverty line. Population is roughly 2,812 with a median age of 49. The vacancy rate is 10.3%. About 24% have a four-year degree. A median home runs $210,100 here, or 2.6 times local income. On demographic stress specifically, 76534 scores 27/100. The ZIP holds roughly 1,128 housing units. The tenure split is 79% owner-occupied to 21% rented.

On balance 76534 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.