ZIP 76549 Foreclosure, Tax-Lien & Distress Report

Bell County, Texas's ZIP 76549 registers 32/100 composite distress, which DLRadar reads as moderate. Leading the profile are construction/permit lag (72/100), structural risk (72/100), institutional ownership (47/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (86/100)). Structural risk reads 72/100 against active distress of 6/100.

Prices here sit in a recovery phase: values rose 1.2% over the trailing year, and 0% higher over three years (phase confidence 10/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $62,536, below the U.S. median near $78,000. Around 42% of renters are cost-burdened. 16.9% of residents fall below the poverty threshold. 54% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 21,522 housing units. Around 23% of adults hold a bachelor's degree or higher. Population is roughly 56,083 with a median age of 29. Home values center near $226,000, an affordability ratio of 3.2× — accessible. The vacancy rate is 8.0%.

Net-net, 76549 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 76549 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 76549's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 76549 shows blanks, not estimates, wherever the record is sparse.

Each component behind 76549 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 76549 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.