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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 78642 Foreclosure, Tax-Lien & Distress Report

Williamson County, Texas · Cooling Market market

Composite property distress in 78642 (Williamson County, Texas) lands at 34/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (78/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (90/100). The latent-versus-live split is 78/100 structural and 6/100 already moving.

The contraction-phase market in 78642 posted values that held roughly flat over the year, 1.8% off the recent peak, and 0% higher over three years (phase confidence 3/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 8,963 housing units across 78642. Home values center near $506,600, an affordability ratio of 3.8× — accessible. The poverty rate is 3.3% — low. Around 16% of renters are cost-burdened. The vacancy rate is 5.0%. The tenure split is 86% owner-occupied to 14% rented. Educational attainment sits at 43% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $128,086, above the U.S. median near $78,000. About 24,146 people live here, median age 37.

Net-net, 78642 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78642 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 78642's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78642, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 78642 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 78642 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

34/100
Composite stress
78/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 78642

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk90
9 further distress layers are graded for 78642

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

78642 at a glance

Current distress, phase, housing and lender-pressure figures for 78642, drawn from the same report attached to each property.

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Each signal above is traceable to an open dataset · methodology

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