ZIP 78728 Property Distress & Foreclosure Data

ZIP code 78728 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (93/100). What sets it apart are the readings on structural risk (78/100), construction/permit lag (69/100), institutional ownership (59/100). mortgage stress (22/100) stay muted. Structural exposure scores 78 and live distress 7 on the 0–100 scale.

Prices here sit in a recovery phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 11% lower over three years, at 6/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 29% owner-occupied to 71% rented. There are about 14,128 housing units across 78728. 26,776 residents call 78728 home, typically aged 34. About 48% have a four-year degree. Vacancy runs 6.7%. Households earn a median $74,048 — near the roughly $78,000 national figure. A median home runs $437,000 here, or 5.3 times local income. Rent burden reaches 35% of tenant households. On demographic stress specifically, 78728 scores 37/100. Roughly 13.8% live below the poverty line.

Overall, 78728 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.