ZIP 78641 Foreclosure, Tax-Lien & Distress Report

Travis County, Texas's ZIP 78641 registers 35/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 79/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (79/100), institutional ownership (54/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (93/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 10% lower over three years (phase confidence 5/100). Falling values surface more motivated sellers and below-market exits.

79% of housing is owner-occupied. Households earn a median $131,421 — above the roughly $78,000 national figure. About 93,399 people live here, median age 37. Vacancy runs 2.6%. A median home runs $480,400 here, or 3.5 times local income. On demographic stress specifically, 78641 scores 25/100. Educational attainment sits at 51% bachelor's-or-above. The ZIP holds roughly 36,318 housing units. The poverty rate is 4.8% — low. Rent burden reaches 35% of tenant households.

Taken together, 78641 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78641 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 78641 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Travis County, Texas and the nation. Where the public record is thin for 78641, the field stays empty rather than modeled, and fills in as new documents post.

The 35/100 figure for 78641 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 78641 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.