ZIP 78705 Foreclosure, Tax-Lien & Distress Report

Travis County, Texas's ZIP 78705 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)). On the structural side it scores 79/100, with 7/100 of stress already active. What sets it apart are the readings on construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (22/100) stay muted.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 52% higher over three years (phase confidence 5/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 47.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 12% of homes, renters 88%. About 80% have a four-year degree. Around 64% of renters are cost-burdened. There are about 13,619 housing units across 78705. Median household income is $30,336, below the U.S. median near $78,000. Population is roughly 32,937 with a median age of 21. DLRadar's demographic-stress index for the area reads 61/100. The typical home is worth about $647,600 (20.7× income, severely stretched).

Net-net, 78705 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78705 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 78705 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 78705 stays directly comparable to neighboring ZIPs and the rest of Travis County, Texas. Nothing here is interpolated — where a source is thin for 78705, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 for 78705 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 78705 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.