ZIP 78705 Property Distress & Foreclosure Data

ZIP code 78705 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 78/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (78/100), construction/permit lag (68/100), institutional ownership (60/100). By contrast, mortgage stress (22/100) register low.

The market reads recovery — home values held roughly flat year on year, 2.1% off the recent peak, and 52% higher over three years (phase confidence 6/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 11.4% — elevated. The poverty rate is 47.9% — high, a tax-stress and distress correlate. 12% of housing is owner-occupied. Around 80% of adults hold a bachelor's degree or higher. Around 64% of renters are cost-burdened. The ZIP holds roughly 13,619 housing units. At $30,336, median income runs below typical U.S. levels. About 32,937 people live here, median age 21. The demographic-stress sub-score lands at 61/100. The typical home is worth about $647,600 (20.7× income, severely stretched).

Net-net, 78705 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.