ZIP 78721 Foreclosure, Tax-Lien & Distress Report

ZIP code 78721 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). By contrast, mortgage stress (22/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 79/100 structural and 7/100 already moving.

The contraction-phase market in 78721 posted values that held roughly flat over the year, 2.0% off the recent peak, and 11% lower over three years (phase confidence 5/100). A cooling market tends to open discount-to-value windows.

Households earn a median $103,285 — above the roughly $78,000 national figure. Vacancy runs 7.4%. There are about 5,341 housing units across 78721. Rent burden reaches 45% of tenant households. On demographic stress specifically, 78721 scores 35/100. About 51% have a four-year degree. The tenure split is 59% owner-occupied to 41% rented. A median home runs $523,000 here, or 4.9 times local income. 18.6% of residents fall below the poverty threshold. Population is roughly 10,728 with a median age of 34.

Taken together, 78721 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78721 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78721's 35/100 can be lined up against any neighbor in Travis County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78721 shows blanks, not estimates, wherever the record is sparse.

Behind 78721's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78721 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.