Travis County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Travis County, TX distress report, 2026: 63 ZIPs scored in Travis, TX, Travis, TX average 33/100; the top Travis, TX ZIP is 76574 at 35/100; Travis, TX market phase contraction, Travis, TX prices -0.5% year over year.
- Travis, TX ranks #1,089 nationally (opportunity index); Travis, TX #117 in Texas; Travis, TX index 30.9.
- Travis, TX ninety-day mortgage delinquency 0.5% in December 2025; Travis, TX twelve-month change 0.0%.
- Travis, TX ZIP phases: 60 contraction, 3 peak.
- Travis, TX residential listings tracked: 722 across 48 ZIPs; Travis, TX candidate listings 319.
- Travis, TX HUD assisted properties: 76 with 9,652 units.
- Travis, TX lenders on watch: 8; largest Travis, TX footprint Frost Bank (19 branches).
- Travis, TX most distressed ZIP: 76574 at 35/100.
Travis, TX figures: DLRadar distress index; Travis, TX inputs: CFPB, FHFA, HUD, FDIC; Travis, TX rebuilt as sources refresh.
| Rank | Travis, TX ZIP | Score |
|---|---|---|
| 1 | 76574 | 35/100 |
| 2 | 78613 | 35/100 |
| 3 | 78634 | 35/100 |
| 4 | 78664 | 35/100 |
| 5 | 78729 | 35/100 |
| 6 | 78615 | 34/100 |
| 7 | 78641 | 34/100 |
| 8 | 78645 | 34/100 |
| 9 | 78653 | 34/100 |
| 10 | 78660 | 34/100 |
| 11 | 78701 | 34/100 |
| 12 | 78702 | 34/100 |
Most distressed Travis, TX ZIPs (0-100, 2026)
Mortgage delinquency in Travis, TX
0.5% of Travis, TX mortgages were ninety-plus days late (Travis, TX, December 2025); Travis, TX thirty-to-eighty-nine days late: 1.2%; Travis, TX twelve-month change 0.0%; Travis, TX peak since 2008: 2.6% (January 2010); Texas overall 1.2%. Travis, TX ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Travis, TX), Mar 25 0.4, Apr 25 0.5, May 25 0.5 (Travis, TX), Jun 25 0.5, Jul 25 0.4, Aug 25 0.3 (Travis, TX), Sep 25 0.4, Oct 25 0.5, Nov 25 0.5 (Travis, TX), Dec 25 0.5.
Opportunity index: Travis, TX
Travis, TX index 30.9, Travis, TX phase watchlist; Travis, TX primary driver construction, Travis, TX second driver bank institutional. Travis, TX components: property stress 23.5, foreclosure pressure 26.9, listing discounts 29.4, bank stress 54.9, insurance 0.0; Travis, TX pulse 34.1; Travis, TX capital opportunity 26.2; Travis, TX seven-day change +0.1%.
ZIP market phases inside Travis, TX
63 Travis, TX ZIPs carry a price-cycle phase; Travis, TX ZIPs by phase (Travis, TX), deepest drawdown first: contraction, -0.5% YoY, 1.1% off peak (Travis, TX): 76574, 78610, 78612, 78613, Travis, TX 78615, 78616, 78617, 78634, Travis, TX 78640, 78641, 78645, 78652, Travis, TX 78653, 78660, 78664, 78701.
Residential listings by Travis, TX ZIP
Travis, TX ZIPs with the most tracked Travis, TX residential listings: 78641 74 listings, 32 candidates, bank pressure 60; 78645 62 listings, 29 candidates, bank pressure 60; 78660 56 listings, 23 candidates, bank pressure 60; 78653 42 listings, 16 candidates, bank pressure 60 (Travis, TX); 78745 33 listings, 16 candidates, bank pressure 60; 78744 32 listings, 6 candidates, bank pressure 60; 78702 29 listings, 12 candidates, bank pressure 60; 78741 28 listings, 15 candidates, bank pressure 60. Travis, TX totals: 722 listings; Travis, TX candidates 319; active ZIPs 43.
HUD assisted housing in Travis, TX
76 assisted properties with 9,652 units sit in Travis, TX; largest Travis, TX properties: St. Elmo (Austin) 387 units; Silver Springs Apartments (Austin) 360 units; 1825 Place-Ua Only (Pflugerville) 350 units in Travis, TX; Marquis At Caprock Canyon (Austin) 336 units; 27 Eleven Apartments (Austin) 321 units; The Grassdale At Manor (Manor) 320 units.
Lenders with branches in Travis, TX
Travis, TX lenders by branch count: Frost Bank (Travis, TX): stress 69, 19 branches low in Travis, TX; Prosperity Bank (Travis, TX): stress 33, 12 branches low in Travis, TX; Woodforest National Bank (Travis, TX): stress 54, 7 branches low in Travis, TX; International Bk Of Com (Travis, TX): stress 3, 6 branches low in Travis, TX; Benchmark Bank (Travis, TX): stress 80, 3 branches low in Travis, TX; American Bank Of Commerce (Travis, TX): stress 77, 3 branches low in Travis, TX; Third Coast Bank (Travis, TX): stress 56, 3 branches low in Travis, TX; Southstar Bank Ssb (Travis, TX): stress 51, 3 branches low in Travis, TX.
Vacancy and permits, Travis, TX
34,489 of 618,236 Travis, TX housing units are vacant; Travis, TX permits, twelve months: 7,030 multifamily units in Travis, TX, 5,527 one-to-four unit units.
Work Travis, TX at the parcel level
Every Travis, TX parcel carries owner and address; every Travis, TX parcel carries APN; Travis, TX distress scores sit on the Travis, TX live board.
Travis, TX figures refresh with each source.
Travis, TX questions
Most distressed ZIP code in Travis County, TX?
ZIP 76574 leads Travis, TX at 35/100; next in Travis, TX: 78613 at 35/100; the Travis, TX average is 33/100.
Where does Travis County, TX rank for investment opportunity?
Travis, TX is #1,089 among all ranked counties, #117 in Texas; the Travis, TX driver is construction; Travis, TX moved up 159 places.
How many mortgages are delinquent in Travis County, TX?
0.5% of Travis, TX mortgages were ninety-plus days late in December 2025; the Travis, TX peak since 2008 was 2.6%.
Which banks lend in Travis County, TX?
8 watched lenders hold Travis, TX branches; the largest Travis, TX footprints are Frost Bank (19), Prosperity Bank (12), Woodforest National Bank (7).
More on Travis, TX
Travis County, TX distress report: public-record figures for Travis, TX; not legal advice for Travis, TX; not tax or investment advice; verify every Travis, TX record before acting.