Travis County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Travis County, Texas? DLRadar grades every Travis County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Travis County breakdown.
- Travis County's most distressed ZIP is 76574 at 35/100.
- 63 ZIP codes tracked in Travis County, averaging 34/100 distress.
- Travis County reads contraction — home values down 0.5% year over year, 2.0% off peak.
- Vacancy runs 5.8% across Travis County's tracked ZIPs, with a 10.2% poverty rate.
- The typical Travis County home is worth about $581,385 against a ~$103,876 median income.
- Lending headwind in Travis County sits at 44/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76574 | 35/100 |
| 2 | 78613 | 35/100 |
| 3 | 78615 | 35/100 |
| 4 | 78634 | 35/100 |
| 5 | 78641 | 35/100 |
| 6 | 78645 | 35/100 |
| 7 | 78653 | 35/100 |
| 8 | 78660 | 35/100 |
| 9 | 78664 | 35/100 |
| 10 | 78701 | 35/100 |
| 11 | 78702 | 35/100 |
| 12 | 78703 | 35/100 |
Most distressed ZIP codes in Travis County (composite distress 0-100, 2026)
What is driving Travis County distress
Travis County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 34/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Travis County market phase and pricing
The cycle in Travis County is contraction, with values down 0.5% year over year and 2.0% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
Which Travis County ZIP scores worst for distress?
ZIP 76574 leads Travis County at 35/100, recomputed monthly from public records.
What stage of the price cycle is Travis County at?
FHFA price-index movement places Travis County in contraction; prices are down 0.5% over twelve months.
How is the Travis County data sourced?
Every Travis County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 63 Travis County ZIP codes that it runs on every other U.S. county, so Travis County's numbers are directly comparable to any other market.
How much do distress scores vary between Travis County ZIP codes?
A single county score papers over real variation. Across the Travis County ZIPs DLRadar ranks, scores run from 35/100 in 76574 down to 35/100 in 78703, against a Travis County average of 34/100. That 0-point gap is why acquisition targeting in Travis County works at ZIP level rather than county level.
What do Travis County home values and vacancy say about distressed supply?
The typical Travis County home carries about $581,385 of value against a median household income near $103,876. Vacancy across Travis County's tracked ZIPs runs 5.8% and the poverty rate is 10.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Travis County's foreclosure and lien filings and its 44/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.