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ZIP 78645 Foreclosure, Tax-Lien & Distress Report

Travis County, Texas · High Vacancy market

Travis County, Texas's ZIP 78645 registers 35/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 79/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (22/100) stay muted.

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 14% lower over three years, at 5/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 15,042 people live here, median age 52. At $108,393, median income runs above typical U.S. levels. There are about 7,984 housing units across 78645. Rent burden reaches 55% of tenant households. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Home values center near $434,600, an affordability ratio of 3.6× — accessible. About 45% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. The demographic-stress sub-score lands at 29/100.

On the whole, 78645 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 78645 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 78645's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 78645 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78645's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 78645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
79/100
Structural risk
7/100
Distress activity

What is driving ZIP 78645’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
78645 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 78645 by the numbers

The live 78645 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 78645 distress and acquisition report

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Rules-based scoring — each signal ties to a public dataset · methodology

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