ZIP 78732 Property Distress & Foreclosure Data

ZIP code 78732 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). On the structural side it scores 78/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (78/100), construction/permit lag (68/100), institutional ownership (60/100). By contrast, mortgage stress (22/100) register low.

The market reads recovery — home values held roughly flat year on year, 2.1% off the recent peak, and 3% lower over three years (phase confidence 6/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $194,120, median income runs above typical U.S. levels. The ZIP holds roughly 7,940 housing units. About 20,646 people live here, median age 38. Around 75% of adults hold a bachelor's degree or higher. The poverty rate is 3.1% — low. The demographic-stress sub-score lands at 27/100. The vacancy rate is 3.9%. The typical home is worth about $853,900 (3.8× income, relatively affordable). Around 59% of renters are cost-burdened. 74% of housing is owner-occupied.

Net-net, 78732 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.