ZIP 78746 Foreclosure, Tax-Lien & Distress Report

ZIP 78746's composite property-distress score is 35/100 - DLRadar classes that as moderate for Travis County, Texas. Structurally it carries 79/100, against 7/100 of stress already in motion. The pressure is most legible in construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100).

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 0% lower over three years, at 5/100 phase confidence. A cooling market tends to open discount-to-value windows.

Population is roughly 28,268 with a median age of 42. The ZIP holds roughly 11,848 housing units. Home values center near $1,494,300, an affordability ratio of 7.4× — stretched. About 83% have a four-year degree. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 7.6%. 4.1% of residents fall below the poverty threshold. Median household income is $183,028, above the U.S. median near $78,000. On demographic stress specifically, 78746 scores 35/100. Rent burden reaches 39% of tenant households.

Taken together, 78746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 78746 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 78746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. 78746 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78746's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 78746 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.