ZIP 78735 Foreclosure, Tax-Lien & Distress Report

ZIP code 78735 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). Its standout signals are construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). Structurally it carries 79/100, against 7/100 of stress already in motion.

The contraction-phase market in 78735 posted values that held roughly flat over the year, 2.0% off the recent peak, and 57% higher over three years, at 5/100 phase confidence. A cooling market tends to open discount-to-value windows.

The tenure split is 47% owner-occupied to 53% rented. Rent burden reaches 27% of tenant households. Home values center near $867,500, an affordability ratio of 6.3×. Vacancy runs 5.6%. 20,112 residents call 78735 home, typically aged 38. The poverty rate is 7.3% — low. DLRadar's demographic-stress index for the area reads 33/100. Households earn a median $126,216 — above the roughly $78,000 national figure. The ZIP holds roughly 10,228 housing units. Educational attainment sits at 73% bachelor's-or-above.

Taken together, 78735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78735 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78735's 35/100 can be lined up against any neighbor in Travis County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 78735 shows blanks, not estimates, wherever the record is sparse.

Behind 78735's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 78735 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.