ZIP 78745 Foreclosure, Tax-Lien & Distress Report

ZIP code 78745 in Travis County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). On the structural side it scores 79/100, with 7/100 of stress already active.

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 8% lower over three years (phase confidence 5/100). Falling values surface more motivated sellers and below-market exits.

DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 10.3%. There are about 31,805 housing units across 78745. Rent burden reaches 33% of tenant households. Households earn a median $84,529 — near the roughly $78,000 national figure. Population is roughly 61,122 with a median age of 38. A median home runs $504,800 here, or 5.4 times local income. 49% of housing is owner-occupied. About 54% have a four-year degree. Vacancy runs 4.4%.

Net-net, 78745 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 78745's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 78745, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 78745's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 78745 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.