ZIP 78744 Foreclosure, Tax-Lien & Distress Report

In Travis County, Texas, ZIP 78744 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 79/100 while live distress already moving reads 7/100. Its standout signals are construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 13% lower over three years, at 5/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 21,868 housing units. Home values center near $357,500, an affordability ratio of 3.9× — accessible. The vacancy rate is 3.6%. 12.7% of residents fall below the poverty threshold. The tenure split is 49% owner-occupied to 51% rented. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 40% of tenant households. About 33% have a four-year degree. About 51,069 people live here, median age 33. Median household income is $78,474, near the U.S. median near $78,000.

On the whole, 78744 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78744 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 78744 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 78744 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 35/100 figure for 78744 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 78744 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.