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ZIP 78702 Foreclosure, Tax-Lien & Distress Report

Travis County, Texas · Cooling Market market

DLRadar grades ZIP 78702 (Travis County, Texas) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (93/100). Property-level stress concentrates in construction/permit lag (79/100), structural risk (79/100), institutional ownership (56/100). mortgage stress (22/100) stay muted. Structural risk reads 79/100 against active distress of 7/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.0% off the recent peak, and 5% lower over three years, at 5/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $686,800 (6.4× income). There are about 14,986 housing units across 78702. The tenure split is 41% owner-occupied to 59% rented. Rent burden reaches 38% of tenant households. Population is roughly 26,495 with a median age of 35. Educational attainment sits at 59% bachelor's-or-above. The vacancy rate is 8.7%. Median household income is $101,304, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 39/100. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 78702 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78702 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 78702 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 78702 shows blanks, not estimates, wherever the record is sparse.

The 35/100 for 78702 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 78702 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
79/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 78702

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
9 further distress layers are graded for 78702

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 78702 by the numbers

Current distress, phase, housing and lender-pressure figures for 78702, drawn from the same report attached to each property.

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