ZIP 78736 Foreclosure, Tax-Lien & Distress Report

In Travis County, Texas, ZIP 78736 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Structural exposure scores 79 and live distress 7 on the 0–100 scale. The pressure is most legible in structural risk (79/100), construction/permit lag (78/100), institutional ownership (55/100). On the quiet end sit mortgage stress (22/100).

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 8% lower over three years, at 5/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $100,761, median income runs above typical U.S. levels. About 54% have a four-year degree. Owners hold 69% of homes, renters 31%. DLRadar's demographic-stress index for the area reads 32/100. 7.2% of residents fall below the poverty threshold. About 9,849 people live here, median age 42. Around 33% of renters are cost-burdened. The ZIP holds roughly 4,705 housing units. The vacancy rate is 5.2%. Home values center near $573,100, an affordability ratio of 5.5×.

Taken together, 78736 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78736 at the moment; the composite and its components are still built from verifiable public records.

Whether 78736 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78736 can be compared directly against any other ZIP in Travis County, Texas or nationwide. Where the public record is thin for 78736, the field stays empty rather than modeled, and fills in as new documents post.

The 35/100 for 78736 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 78736 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.