ZIP 78737 Property Distress & Foreclosure Data

ZIP code 78737 in Hays County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 6/100. What sets it apart are the readings on structural risk (66/100), construction/permit lag (65/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100).

Prices here sit in a recovery phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 5% lower over three years, at 6/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $765,000 here, or 4.2 times local income. Households earn a median $164,066 — above the roughly $78,000 national figure. There are about 9,406 housing units across 78737. On demographic stress specifically, 78737 scores 25/100. 26,413 residents call 78737 home, typically aged 39. Rent burden reaches 36% of tenant households. Vacancy runs 3.5%. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 88% owner-occupied to 12% rented. About 64% have a four-year degree.

Overall, 78737 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.