Hays County, TX: Foreclosures, Tax Liens & Distressed Properties

Across Hays County, Texas, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. 14 ZIP codes are tracked county-wide, averaging 29/100 distress. Individual Hays County ZIPs score between 21 and 35 on the 0–100 composite. Lender pressure in Hays County registers 60/100 — a moderate bank-stress headwind.

The county market is in a contraction phase: home prices fell 0.5% over the past year, sitting 2.0% below its cycle peak (phase confidence 5/100). While the market slides, seller motivation builds leaving room for disciplined offers.

With Hays County at -0.5% YoY (5/100 confidence), discipline beats speed as motivated sellers multiply. Mid-range bank stress at 60/100 implies both signal sets in play here.

Top distress by ZIP runs 78736 (35/100), 78739 (35/100), 78130 (33/100), 78652 (32/100), 78623 (31/100), 78610 (30/100), listed with every scored ZIP below. The breakdown continues through 78737, 78620, 78666, 78619, 78640, 78676, 78656, 78663 and more.

On the housing-and-income side, Hays County's scored ZIPs show median home values around $506,164 (above the national figure), a median age of 41.7, 78% of homes owner-occupied, incomes around $99,674, poverty running near 7.6%, a 5.3% vacancy rate. Read together, they set up where pressure builds and how liquid the exit will be.

With a low 29/100 reading over 14 ZIPs, Hays County is a screen-by-ZIP market for a disciplined buyer. Subscribers get each Hays County parcel's owner, mailing address, APN, a distress score plus a funding-to-closing path.

Because Hays County, Texas is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Hays County against neighboring markets or the rest of Texas on equal footing.

Hays County, Texas is best worked from the top of the score down; blanket outreach across Hays County dilutes effort that the ZIP-level numbers would have focused. Every Hays County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

Drilling in, Hays County's highest-scoring ZIPs are 78736 (35/100), 78739 (35/100), 78130 (33/100), 78652 (32/100), 78623 (31/100), 78610 (30/100). DLRadar also scores 78737, 78620, 78666, 78619, 78640, 78676, 78656, 78663 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Hays County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.