ZIP 78623 Foreclosure, Tax-Lien & Distress Report
Comal County, Texas · High Vacancy market
In Comal County, Texas, ZIP 78623 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (75/100). Leading the profile are structural risk (68/100), construction/permit lag (58/100), institutional ownership (46/100). By contrast, mortgage stress (9/100) register low. Structural exposure scores 68 and live distress 3 on the 0–100 scale.
The contraction-phase market in 78623 posted values that fell 1.1% over the year, 2.0% off the recent peak, and 5% higher over three years, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The demographic-stress sub-score lands at 26/100. The poverty rate is 4.5% — low. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. About 49% have a four-year degree. Households earn a median $122,143 — above the roughly $78,000 national figure. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 721 housing units. About 1,575 people live here, median age 60. A median home runs $449,600 here, or 4.6 times local income.
On the whole, 78623 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78623 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 78623's 31/100 can be lined up against any neighbor in Comal County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 78623 reflects the current record instead of a stale or modeled snapshot.
78623's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78623 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 78623 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 78623 Stress Report snapshot
The live 78623 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Comal County
Keep exploring Texas distress
Other reports tied to Comal County, Texas — ZIP, county and statewide.
The complete 78623 distress and acquisition report
The full 78623 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology