ZIP 78623 Property Distress & Foreclosure Data

Comal County, Texas's ZIP 78623 registers 30/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (75/100). The most distinctive pressure shows up in construction/permit lag (95/100), structural risk (68/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Structural risk reads 68/100 against active distress of 3/100.

Prices here sit in a recovery phase: values rose 1.8% over the trailing year, and 5% higher over three years, at 11/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 78623 scores 26/100. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. About 49% have a four-year degree. Households earn a median $122,143 — above the roughly $78,000 national figure. The tenure split is 100% owner-occupied to 0% rented. There are about 721 housing units across 78623. 1,575 residents call 78623 home, typically aged 60. A median home runs $449,600 here, or 4.6 times local income.

Taken together, 78623 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.