ZIP 78266 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78266 (Comal County, Texas) at a moderate 32/100 for overall property distress. Leading the profile are structural risk (71/100), construction/permit lag (62/100), institutional ownership (48/100). By contrast, mortgage stress (10/100) register low. Structural risk reads 71/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (81/100).

The contraction-phase market in 78266 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 5% higher over three years, at 21/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. About 7,274 people live here, median age 48. Households earn a median $132,470 — above the roughly $78,000 national figure. On demographic stress specifically, 78266 scores 24/100. Rent burden reaches 24% of tenant households. Owners hold 91% of homes, renters 9%. There are about 2,796 housing units across 78266. The vacancy rate is 6.1%. Around 52% of adults hold a bachelor's degree or higher. A median home runs $586,600 here, or 4.2 times local income.

Net-net, 78266 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 78266 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 78266's 32/100 can be lined up against any neighbor in Comal County, Texas or any ZIP coast to coast. Where the record is thin for 78266, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 78266 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 78266 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.