ZIP 78266 Property Distress & Foreclosure Data

DLRadar grades ZIP 78266 (Comal County, Texas) at a moderate 31/100 for overall property distress. Property-level stress concentrates in construction/permit lag (92/100), structural risk (70/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (10/100) stay muted. On the structural side it scores 70/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (82/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, and 5% higher over three years (phase confidence 12/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. 7,274 residents call 78266 home, typically aged 48. Households earn a median $132,470 — above the roughly $78,000 national figure. On demographic stress specifically, 78266 scores 24/100. Around 24% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 2,796 housing units. The vacancy rate is 6.1%. About 52% have a four-year degree. A median home runs $586,600 here, or 4.2 times local income.

Overall, 78266 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.